10 POINTS! Whats a good free online budget that I could use that does the calculations for me and is printable?

I have found that a href="http://justthrive.com" rel="nofollow"http://justthrive.com/a and a href="http://moneycenter.yodlee.com" rel="nofollow"http://moneycenter.yodlee.com/a are good online budgeting sites. It sounds like you want something simple, so I would go with justthrive in your case.